Tote Overview
Tote has been a cornerstone of British betting since 1928. What started as a government-run pool betting operation has evolved into a modern betting app, and it still prioritises UK classics, like horse and greyhound racing.
Quick Verdict / TLDR: Is Tote Worth It?
Yes, Tote is worth it if you’re into horse racing and pool betting. Tote excels at pool betting options and comprehensive racing coverage with free live streaming.
Tote score
| Bonus offer | 8/10 | |
| Betting variety | 9/10 | |
| Mobile experience | 9/10 | |
| Payment options | 5/10 | |
| Betting experience | 10/10 | |
| Support | 10/10 | |
| Summary | 9/10 |
| Website | tote.co.uk |
| Game Types | Sports, Fantasy, Virtuals, Casino |
| Deposit methods | Visa, Mastercard, Maestro |
| Withdrawal methods | Visa, Mastercard, Maestro |
| Odds provider | Tote |
| Betting functions | Pool Betting, Cash-Out, Bet Builder, In-play |
| Casino game types | Slotss, Table Games, Scratchcards |
| Casino provider | BluePrint Games, Inspired, Iron Dog, Pragmatic Play, Hacksaw Gaming and more |
| Apps | iOS and Android |
| Support | Live Chat, Telephone, Email, Post |
| Owner | Tote |
| Founded Year | 1928 |
| Headquarter | Wigan, UK |
| Bonus Code | B10G40 |
Tote User Reviews

I've analysed hundreds of user experiences for the Tote app across TrustPilot, Google Play Store, and Apple App Store, and common complaints include the app crashing mid-bet, location verification problems (users in the UK being told they're not in the UK), and the notorious "Oops, something went wrong" error when trying to place bets.
Several reviewers from 2020-2021 mentioned location issues, though Tote's responses indicate that updates have addressed many of them, and I didn't encounter any location errors during my time using Tote.
The Tote app maintains solid ratings on both platforms (4.6 on iOS, 4.5 on Android). This suggests that most complaints may be tied to isolated experiences.
Tote App Review

I can say that Tote knows its lane and sticks to it after spending considerable time with both the Tote app and desktop platform. Horse racing gets its own tab while everything else falls under "Sports."
Where Tote truly differentiates itself is the pool betting functionality. Placepots, Quadpots, and Jackpots were all fun to experiment with. The Tote Guarantee deserves special mention, as you’ll know that you'll always get at least the Starting Price on win bets.
Tote Sportsbook Review

The sportsbook on the Tote app covers more than 27 sports with decent depth across major competitions. Football coverage focuses on top competitions and English professional divisions, but you won't find the obscure international leagues available at Bet365 or similar operators.
Market depth varies significantly by sport. Football matches typically offer 200+ markets, while sports like golf can disappoint. There is comprehensive coverage of American sports on Tote, including the NBA and NFL.
The in-play betting experience on Tote feels underdeveloped compared to its close rivals, so you may want to check out other betting apps with bonuses, if you’re more into live betting than pool betting.
Tote Casino Review

Tote's casino feels like an afterthought compared to its sportsbook and pool betting angle. The game library is dominated by slots, with standard providers like NetEnt and Microgaming.
The Live casino section on Tote offers 125+ dealer games, including blackjack, roulette, baccarat, and game show variations. Evolution Gaming powers most of these live offerings.
The main reason why Tote’s casino fell one step short of its sportsbook was that I found the navigation experience a bit clunky. It’s a bit too “in your face,” and finding what you’re looking for depends on keeping up with logos and pictures with different fonts. It would be nice to have simple texts as well.
Tote Bonuses Overview

Tote structures its welcome offers around bet-and-get promotions. The standard new customer offer typically involves placing a qualifying bet (usually £10 at minimum 2.0 odds) to unlock free sports bets, casino bonuses like free spins, or Tote credits.
For existing customers, the Stayers Club rewards regular betting activity with Tote credits. Stayers Club is a loyalty-style program that requires users to place six or more qualifying bets in a week.
Overall, the promotional calendar on Tote leans heavily toward horse racing, with Champions League and other major sporting events getting occasional attention.
Personally, I’d love to see more promos in line with acca insurance, odds boosts, and profit boosts, which would allow Tote to compete with Paddy Power and Sky Bet.
Tote Withdrawals and Deposits
The Tote app keeps its banking options simple, maybe it’s even a bit too simple. The platform exclusively accepts debit cards (Visa and Mastercard) plus Apple Pay and Google Pay for deposits. This limited selection puts Tote behind competitors who offer e-wallets like PayPal, Skrill, and Neteller.
While the official processing time for withdrawals on Tote is 3 to 5 days, it can also take as little as 15 minutes, depending on your verification status and withdrawal amount.
Tote Withdrawals
| Withdrawal Method | Minimum Limit | Processing Time |
|---|---|---|
| Visa | £10 | Up to five days |
| Mastercard | £10 | Up to five days |
Tote Deposits
| Deposit Method | Minimum Limit | Processing Time |
|---|---|---|
| Visa | £5 | Instant |
| Mastercard | £5 | Instant |
FAQs about Tote
UK Tote Group owns the Tote app. The UK government originally owned Tote, but the brand was later sold to Betfred in 2011. This was followed by another sale in 2019 to the UK Tote Group, a consortium comprising more than 150 individual investors who are also racehorse owners and breeders.
Yes, Tote requires identity verification before processing your first withdrawal.
The minimum deposit on Tote is £5 across all payment methods.
Yes, Tote offers pool betting as it’s one of its core products.
Yes, all UK and Irish racing streams on Tote are free once you've made your first deposit.
